Posts by Barry Spencer

Is a new recession warning flashing? Let’s discuss. You’ve probably heard me say that consumers (like us) are the backbone of the U.S. economy. It’s true. Consumer spending accounts for…

You might have heard that Fitch downgraded the U.S. government’s credit rating in August. 1What does that mean for you?Let’s discuss.Who is Fitch Ratings, anyway?When companies and governments issue bonds, the…

How high do you think the Federal Reserve will have to push interest rates to fully tame inflation? (My crystal ball is in the shop so I’d like to borrow…

You’ve probably heard the adage “time in the market” — not timing the market — as a rule of thumb for investing success. This philosophy stems from long-standing proof that,…

A word about recessions. Are we still going to see one this year? Let’s discuss. (Bored by talk about the economy? I’ve got you covered. Scroll down to my P.S.…

Time is what we want most, and yet it’s what we use worst. Your time is precious. It’s also your most limited resource, while your abundant resource is money. The…

Big question: how’s the economy doing?With the year more than half over and markets on a spree, it’s an important question to consider.Let’s dig into the latest data and find…

If you knew that you had one day left to live, would you spend the day with your lawyers, or would you enjoy your final hours doing the things you…

Markets have been hitting some very positive milestones lately, but it’s not clear that we’re in a bull market yet. 1 Is the bear market actually over?Are the bulls back or…

What is often said to a person who appears lost? Nothing, other than, “Are you lost?” The person is left with few options. Saying “yes” requires admission of something that…