Freedom Most people say they want freedom. Freedom to… do what they want, when they want, with whom they want, and contribute where they want. But all too often that freedom remains elusive, especially financial freedom. This freedom remains particularly elusive for those who are retired. Most of the time they have done what they…

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New Opportunities The New Year can bring new opportunities… if you’re looking for them. Do you ever wonder why some people find deals while others don’t? There is always that guy or gal who comes out of the Christmas season bragging about some deal they got. This isn’t really helpful, and certainly doesn’t build camaraderie. But…

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Grand Opening Now that the first people are getting the vaccine, it feels like we are on the verge of a Grand Opening of our economy. It is especially exciting to see the front line workers get vaccinated, as they have risked their lives every day to save others. The stock market has been anticipating…

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Deal Shopping As I strolled the streets of The Avalon this weekend with my daughter, I was surprised by the few Sale signs I saw in the storefront windows. I love getting a deal as long as it is the right kind. Have you ever found a “great” sale to only later realize that indeed…

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It Has Finally Arrived The recurring stories in the media are mostly negative about the economy, virus, election, politics, north vs. south, republican vs. democrat, and everything in between. Where the truth lies on each of these issues will be worked out in real everyday life over time, and not in the media where you…

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This Week & Always The Thanksgiving holiday kicked off this last weekend with my wife’s parents coming to town. We started with a three-generation golf outing, where my son figured out how to hit a 240-yard drive down the center of the fairway using his baseball stance, motion, and swing. It was a site to…

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“I Want It Now!” The Christmas lights at the entrance of my neighborhood ushered in the Christmas season the day after Halloween. This also means that the season of delayed gratification has officially begun for my kids. Normally, when my kids ask for an essential clothing item such as new shoes, we jump on Amazon…

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What did you do this weekend? After a date night with my wife on Friday night, the good times kept rolling on Saturday morning with a day-date with my daughter, Avery Kate. Our phones were put away, and we had hours before it was time to head off to my son’s baseball tournament. We leisurely…

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There were so many predictions in November 2016 about what would happen to the markets if there was a Trump win. There were national papers warning of a global recession. There were economists telling investors to expect a massive stock market crash. There were TV market gurus predicting a market crash of epic proportions. The…

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“How much did it cost?” is a question I often get asked. The better question is, “Did you get what you paid for?” The first question doesn’t distinguish quality. The second considers value. If you are sick or injured, and need surgery or healthcare to get better, cost weighs into the decision less than it…

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