Inflation cooled in September. Here’s what that means.

By Barry Spencer | November 4, 2025 |

  All signs pointed to potential trouble. Sticky inflation. Tariffs heating up. Energy costs on the rise.Economists warned that the next inflation report would signal surging prices and stall any…

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Picking stocks? The odds might not be in your favor

By Barry Spencer | October 28, 2025 |

  Here’s a stat that stops a lot of people in their tracks:Less than 4% of all U.S. stocks have been responsible for the market’s net gains going back nearly…

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A Thought for the Fall Season…

By Barry Spencer | October 21, 2025 |

  As we move into the fall season, it’s a natural time to pause and reflect. The year is winding down, and with it comes an opportunity to take stock…

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Government shutdown: What it means for your retirement

By Barry Spencer | October 7, 2025 |

  With government shutdowns becoming more frequent and lasting longer — from one day in the 1980s to 35 days in 2018-20191 — it’s important to understand how these events could…

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You Have More Control than You Think

By Barry Spencer | September 30, 2025 |

  In these volatile, uncertain times, there doesn’t seem to be much left over which we really have any control. Of course, we want to believe we’re in control of…

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Will a DC shutdown disrupt your financial future?

By Barry Spencer | September 23, 2025 |

  With a potential government shutdown looming on Sept. 30, 1 you may be wondering how this could affect your personal finances and retirement planning.   SHUTDOWNS — SOME HISTORY   Shutdowns…

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You Have Options… When It Comes to Your 401(k)

By Barry Spencer | September 16, 2025 |

  Between high contribution limits, tax advantages, and potential employer matching, a 401(k) can be a homerun for your retirement savings.But if you’ve moved on from your 401(k) employer or…

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The Latest Jobs Report — What it Could Mean for Your Financial Future

By Barry Spencer | September 9, 2025 |

  The latest jobs report has our attention — and for good reason. With job growth for June revised as negative (-13,000 jobs) and another two months of weaker-than-expected gains…

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What the Fed Sees… and Why It Matters

By Barry Spencer | September 2, 2025 |

  The Fed is sending up a flare: the economy may be softening.In a recent speech, Federal Reserve Chair Jerome Powell signaled that interest rate cuts could be on the…

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Hopes for Fed rate cuts drive markets — Is your retirement plan ready?

By Barry Spencer | August 26, 2025 |

  As we start the week, the financial landscape is buzzing. Here are four trends I’m watching, with an eye to how they could affect your retirement strategy: Federal Reserve…

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Your Opportunity to Benefit

A simple way you can benefit is to request a complimentary and confidential 57-Minute Lifestyle and Retirement Freedom Conversation with Barry Spencer where he will identify with you your biggest opportunities and dangers at this current time. To request your complimentary conversation email Barry@WealthWithNoRegrets.com or call (678) 278-9632.