Americans spending? (recession warning)

By Barry Spencer | September 19, 2023 |

Is a new recession warning flashing? Let’s discuss. You’ve probably heard me say that consumers (like us) are the backbone of the U.S. economy. It’s true. Consumer spending accounts for…

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Trouble Ahead? (debt downgrade)

By Barry Spencer | September 12, 2023 |

You might have heard that Fitch downgraded the U.S. government’s credit rating in August. 1What does that mean for you?Let’s discuss.Who is Fitch Ratings, anyway?When companies and governments issue bonds, the…

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How High Will Rates Go?

By Barry Spencer | August 29, 2023 |

How high do you think the Federal Reserve will have to push interest rates to fully tame inflation? (My crystal ball is in the shop so I’d like to borrow…

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Don’t Let Market Downturns Rain on Your Retirement Parade

By Barry Spencer | August 22, 2023 |

You’ve probably heard the adage “time in the market” — not timing the market — as a rule of thumb for investing success. This philosophy stems from long-standing proof that,…

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Is a Recession Coming?

By Barry Spencer | August 15, 2023 |

A word about recessions. Are we still going to see one this year? Let’s discuss. (Bored by talk about the economy? I’ve got you covered. Scroll down to my P.S.…

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Stop Squandering Your Greatest Resource

By Barry Spencer | August 1, 2023 |

Time is what we want most, and yet it’s what we use worst. Your time is precious. It’s also your most limited resource, while your abundant resource is money. The…

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How’s the Ecomony?

By Barry Spencer | July 18, 2023 |

Big question: how’s the economy doing?With the year more than half over and markets on a spree, it’s an important question to consider.Let’s dig into the latest data and find…

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Are Your Emotions the Hidden Key to Success?

By Barry Spencer | July 11, 2023 |

If you knew that you had one day left to live, would you spend the day with your lawyers, or would you enjoy your final hours doing the things you…

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Is the bear market finally over?

By Barry Spencer | June 27, 2023 |

Markets have been hitting some very positive milestones lately, but it’s not clear that we’re in a bull market yet. 1 Is the bear market actually over?Are the bulls back or…

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Looking for better answers?

By Barry Spencer | June 20, 2023 |

What is often said to a person who appears lost? Nothing, other than, “Are you lost?” The person is left with few options. Saying “yes” requires admission of something that…

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Your Opportunity to Benefit

A simple way you can benefit is to request a complimentary and confidential 57-Minute Lifestyle and Retirement Freedom Conversation with Barry Spencer where he will identify with you your biggest opportunities and dangers at this current time. To request your complimentary conversation email or call (678) 278-9632.