Are you okay?

This is what people want to know

When it comes to retirement people want to know the answer.

They want to know, “Am I okay?”

This is true for most, whether they have $500,000, $1,000,000, $5,000,000, or more.

The financial industry tends to answer the question with an investment return and withdraw percentage.

But this is more of an emotional question than a financial question.

The framework for the answer comes from understanding where you are now, what you are doing, and where you want to be and what you want to be doing – will you be okay?

Then, there are all those things that could happen, like the market dropping by 30% or more (which typically happens every 7 years), the income stops, cost of living goes up, taxes increase, and there is a major expense that is required.

The first step to answering the question begins with an honest answer to this question: “If you keep doing what you’re doing right now, will you be able to do all you want to confidence and peace of mind no matter what the future holds?”

You might rate your confidence level on a scale of zero to ten, with ten being absolute undoubtedly assured no matter what you’ll be okay and zero being destitute tomorrow.

So, where is your confidence level 0 to 10?

If you’re not sure, or if it’s not a 9 or 10, then you could probably benefit from an analysis of your present situation because there may be some income, investing, and tax minimization opportunities you might be missing.


“My view is there’s no bad time to innovate.”

– Jeff Bezos


Boomfish Wealth Group, LLC, DBA Wealth With No Regrets®, is registered as an investment adviser and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. Content should not be viewed as personalized investment type of advice. All investment strategies have the potential for profit or loss. Tax, legal, and estate planning information is general in nature. Always consult an attorney or tax professional regarding your specific legal or tax situation. Investing involves risk, including the potential loss of principal. Any references to protection benefits generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Neither Boomfish Wealth Group, LLC, nor Wealth With No Regrets® is engaged in the practice of law or accounting.  We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance and investment products to custom suit their needs and objectives This material is intended to provide general information to help you understand basic financial planning strategies and should not be construed as financial advice. All investments are subject to risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. The information contained in this material is believed to be reliable, but accuracy and completeness cannot be guaranteed; it is not intended to be used as the sole basis for financial decisions. It is important that you do not use this information to request, authorize or effect the purchase or sale of any security, to send fund transfer instructions, or to effect any other transactions. Any such request, orders, or instructions that you send will not be accepted and will not be processed.

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