You’ve probably heard the adage “time in the market” — not timing the market — as a rule of thumb for investing success.
This philosophy stems from long-standing proof that, despite dips or even sharp declines in the stock market, many investors experience positive results over the long term.
Great if you’re just starting in your career, but for people nearing retirement, transitioning into it, or already retired, time in the market can feel much more condensed and worrisome.
While you can’t control the market, you can control how you invest while planning ahead for retirement by considering:
• Your lifestyle, travel, hobbies, and family memories you want to create.
• How long do you want to have your money protected for these goals?
• When the market gives you positive times, how to take advantage of them.
To read the recent full article on Kiplinger.com where Barry Spencer shares these thoughts and more, click here.
Quote
“The best way to measure your investing success is not by whether you’re beating the market but by whether you’ve put in place a financial plan and a behavioral discipline that are likely to get you where you want to go.”
– Benjamin Graham
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