Stop Swimming with Sharks

February 17, 2026

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sharks
 

Just before I went out for a mile swim in the waters of the Gulf of Mexico, my non-swimmer friends panicked about me swimming with sharks.

Off the coast of the Florida panhandle there is rarely a shark within a mile of shore.

Many swims later in this area I’m still okay and to this day I haven’t seen anything other than a few little fish jumping around.

While I don’t swim with sharks, there are many doing their retirement planning swimming in shark infested waters.

The financial industry is filled with good people, well intentioned and well meaning.

However, the industry training can cause them to function like sharks… product selling, portfolio pushing, and pressure posturing in order to get you to do something.

Even with those advisors that promise a plan after buying a product or choosing a portfolio, the plan most often never comes and if it does it will only support the decisions already make.

It doesn’t have to be and shouldn’t be this way.

This causes too many to go it alone or assume all advisors are alike so they stick with an advisor they’ve had for years while questions and concerns linger.

Instead, look for an advisor that:

  1. Puts your interested first by listening to you.
  2. Plans first in order to solve problems and seize opportunities.
  3. Places your understanding as highest priority explaining complex and sometimes confusing financial, tax, and estate issues in easy to understand language.


When this happens for you, you can make financial decisions you feel good about and your retirement confidence can really grow.

This didn’t happen for my dad before he lost his battle with cancer at retirement age. I searched among his nine advisors, and friends for simple straight-forward advice.

The lack of finding someone who could serve in my mom’s best interest driven by comprehensive planning – investment, tax, and estate – it drove me into the business.

That is the way it is in many areas of life.

What drives you crazy can drive you to solve it and that in turn benefits others.

Do you ever wonder if you are swimming in shark infested waters?

You don’t have to wonder…

Reach out to schedule a conversation, and see how a visit with our team may benefit you.

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“We grow a little every time we do not take advantage of somebody’s weakness.”

― Bernard Williams

Wealth With No Regrets ® is an investment advisor in Georgia. Wealth With No Regrets ® is registered with the Securities and Exchange Commission (SEC). Registration of an investment advisor does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. Wealth With No Regrets® only transacts business in states in which it is properly registered or is excluded or exempted from registration. A copy of Wealth With No Regrets’® current written disclosure brochure filed with the SEC which discusses, among other things, Wealth With No Regrets’® business practices, services, and fees is available through the SEC’s website at: www.adviserinfo.sec.gov Risk Disclosure: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance does not guarantee future results. This material is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. The content is developed from sources believed to be providing accurate information; no warranty, expressed or implied, is made regarding accuracy, adequacy, completeness, legality, reliability, or usefulness of any information. Consult your financial professional before making any investment decision. For illustrative use only. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific situation with a qualified tax professional.

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