Market Swings & Your Portfolio: What Really Matters


You’ve seen the headlines—market selloffs, recession worries, and trade tensions have investors on edge.

But here’s the thing: Market moves like this aren’t new, and they certainly aren’t the end of the story.

So, what’s really happening? And more importantly, what should you do about it?

What’s Happening

  • Economic Uncertainty: Citigroup just downgraded U.S. equities to neutral, citing economic uncertainty. That doesn’t mean we’re heading off a cliff—it means investors are recalibrating their expectations. 1
  • Trade Tensions : The U.S. slapped new tariffs on key imports, prompting immediate responses from Canada, Mexico, and China. These moves add short-term volatility and long-term uncertainty (but it’s too early to know for sure how these moves will play out.) 2
  • Market Roller Coaster: The S&P 500, Nasdaq, and Dow all took hits, with the Nasdaq suffering its worst single-day drop since 2022 on Monday the 10th. Even Magnificent Seven stocks like Tesla and Nvidia were down significantly. 3


Sure, all this can be scary when you see it dominating the headlines. But what is the bigger picture?

The Big Picture

Market turbulence can feel like a gut punch, but history tells us that patience pays. Take March 2000: The Nasdaq was flying high after a five-year rally, only to drop 60% over the next year. Brutal, right? But investors who stayed the course saw strong recoveries in the years that followed. 4

Take a look at this sketch. Think about its message.

We. Get. To. Decide. What. We. Focus. On.

When it comes to investing, that means you have a choice.

Left side: You can tune into the financial networks, go through endless cycles of “buy buy, sell sell,” obsess over the latest financial product, and deal with the apocalypse du jour while cycling through all the emotions that come with it.

OR…

Right side: You can focus on what actually matters when it comes to investing. And that’s time. A very long time: decades.
The takeaway? Your investment strategy shouldn’t be dictated by headlines.

Looking Ahead

With key inflation data coming up, we could see more market swings. But staying grounded in a well-thought-out strategy is the difference between reacting emotionally and investing wisely.

  1. Stick to Your Plan. Your investment strategy should be built for the long haul, not week-to-week swings. Not sure? Let’s talk.
  2. Look for Opportunities. Volatility creates buying opportunities for long-term investors. If you’re considering adjusting your portfolio, consider smart, strategic moves.


Market swings are normal, but you don’t have to go through them alone. A trusted advisor is in this with you, through every market cycle.

Not having the proactive conversations with your advisor you had hoped for in this current volatility? Reach out to schedule a conversation- let’s talk!

Warmly,

Barry

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“To profit from good advice requires more wisdom than to give it.”

– Wilson Mizner
Disclosure: Wealth With No Regrets ® is an investment advisor in Georgia. Wealth With No Regrets ® is registered with the Securities and Exchange Commission (SEC). Registration of an investment advisor does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the SEC. Wealth With No Regrets® only transacts business in states in which it is properly registered or is excluded or exempted from registration. A copy of Wealth With No Regrets’® current written disclosure brochure filed with the SEC which discusses, among other things, Wealth With No Regrets’® business practices, services, and fees is available through the SEC’s website at: www.adviserinfo.sec.gov These materials are for informational purposes only. It is not intended to provide, and should not be relied on for, any tax or legal advice. Please consult a qualified professional before making decisions about your financial situation. Any reduction in taxes would depend on your specific tax situation. Investments in securities entails risk and are not suitable for all investors. This is not a recommendation nor an offer to sell (or solicitation of an offer to buy) securities in the United States or in any other jurisdiction. The information contained in this material is believed to be reliable, but accuracy and completeness cannot be guaranteed; it is not intended to be used as the sole basis for financial decisions. It is important that you do not use email to request, authorize or effect the purchase or sale of any security, to send fund transfer instructions, or to effect any other transactions. Any such request, orders, or instructions that you send will not be accepted and will not be processed. Content prepared by Snappy Kraken.
Sources
1. Morningstar, 2025 [URL: https://www.morningstar.com/news/marketwatch/2025031176/bearish-market-alarms-are-flashing-citis-latest-downgrade-may-add-fuel-to-the-fire]
2. CNBC, 2025 [URL: https://www.cnbc.com/2025/03/11/trump-raises-canadian-steel-aluminum-tariffs-to-50percent-in-retaliation-for-ontario-energy-duties.html?&qsearchterm=tariffs]
3. Yahoo Finance, 2025 [URL: https://finance.yahoo.com/news/live/stock-market-today-dow-sinks-900-points-nasdaq-plunges-4-in-worst-day-since-2022-183552751.html]
4. Investopedia, 2024 [URL: https://www.investopedia.com/terms/d/dotcom-bubble.asp#:~:text=The%C2%A0crash%C2%A0that,April%2024%2C%202015]

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