Hopes for Fed rate cuts drive markets — Is your retirement plan ready?
August 26, 2025
Blog | Estate Planning | Financial Growth | Life & Planning | Retirement
As we start the week, the financial landscape is buzzing. Here are four trends I’m watching, with an eye to how they could affect your retirement strategy:
- Federal Reserve Signals Rate Cuts
The Federal Reserve is hinting at a potential interest rate cut in September, with an 84% chance of a quarter-point reduction.1 This could ease borrowing costs but also signals concerns about economic growth. - Stock Market Volatility
After last week’s remarkable rally, U.S. markets cooled slightly on Monday. The S&P closed down 27.59 points, or 0.4%. The Dow Jones was down 0.8% and Nasdaq was down 0.2%.2 - Global Economic Trends
China’s markets are surging, with the CSI 300 index hitting a 37-month high at one point before closing 2.08% higher.3 Meanwhile, Europe faces challenges, including halted wind projects and new tariff tensions.4 - Inflation Watch
Economists are closely monitoring Friday’s release of the personal consumption expenditures (PCE) price index, the Federal Reserve’s preferred measure of inflation. Current forecasts expect core inflation to rise to 2.9% year-over-year, its highest since late 2023.5
What does this mean for you?
If you are already retired or approaching retirement within the next decade, today’s market changes and rising inflation can directly affect your income, your portfolio’s value and your ability to maintain the lifestyle you’ve worked so hard to achieve.
Are you confident your financial advisor is doing what needs to be done to preserve your nest egg AND potentially take advantage of any opportunities the markets have to offer?
If you’re concerned — or simply not sure — schedule a conversation to review your retirement strategy today.
Reach out o schedule a phone conversation.
Warmly,
Barry
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If you want to conquer fear, do not sit home and think about it. Go out and get busy.”
– Dale Carnegie
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