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Life & Planning

The Latest Jobs Report — What it Could Mean for Your Financial Future

By Barry Spencer | September 9, 2025

  The latest jobs report has our attention — and for good reason. With job growth for June revised as negative (-13,000 jobs) and another two months of weaker-than-expected gains…

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What the Fed Sees… and Why It Matters

By Barry Spencer | September 2, 2025

  The Fed is sending up a flare: the economy may be softening. In a recent speech, Federal Reserve Chair Jerome Powell signaled that interest rate cuts could be on the…

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Hopes for Fed rate cuts drive markets — Is your retirement plan ready?

By Barry Spencer | August 26, 2025

  As we start the week, the financial landscape is buzzing. Here are four trends I’m watching, with an eye to how they could affect your retirement strategy: Federal Reserve…

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Breaking it Down: A Shifting Economy & You

By Barry Spencer | August 12, 2025

  The economy made headlines again last week, with slower job growth and a slight uptick in unemployment. Here’s what I’m paying attention to: 1. Job Growth Slows: Nonfarm payrolls…

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A mixed bag on the economy — and a BIG question for you

By Barry Spencer | August 5, 2025

The past week packed plenty of headlines: Job numbers missed, markets swung, and new tariffs made waves. Here are the five areas I’m watching: Markets Rebound: After sharp declines at the…

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New Tax Law: 7 Big Changes You Should Know About

By Barry Spencer | July 29, 2025

By now, you’ve surely heard about this from every possible media channel.A sweeping new tax law hit the books a few weeks ago.It’s called the “One Big Beautiful Bill Act,”…

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The Bill is Law — What it Means for Your Financial Future

By Barry Spencer | July 8, 2025

As someone who helps in navigating financial decisions, here’s my timely perspective on the “One Big Beautiful Bill Act,” which has now been signed into law after weeks of debate…

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This Independence Day — Take Control of What You Can

By Barry Spencer | July 1, 2025

As we celebrate Independence Day, it’s worth pausing to reflect on the history behind July 4th.On that day in 1776, 56 brave delegates signed the Declaration of Independence in Philadelphia…

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Markets are Reacting. Should You?

By Barry Spencer | June 24, 2025

It’s all over the news.Footage of missiles lighting up Middle Eastern skies.Long lines of cars fleeing Tehran.Headlines warning of a broader war.It feels big. And it is.After a surprise Israeli…

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Thoughts on the Shifting Housing Market

By Barry Spencer | June 17, 2025

After years of runaway growth, the housing market is cooling…like a pot taken off the flame.Still warm. Still active. But no longer boiling over. And the numbers back it up.Across…

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Recent Posts

  • Are You Blessed or Just Lucky?
  • When the Headlines Won’t Sit Still
  • Federal Reserve leadership change: Could it impact your retirement timeline?
  • What History Says about Markets & Geopolitical Crises
  • Which “CEO” Are You?

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