Are you taking advantage of this market moment?

May 20, 2025

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The market has regained much of the ground it lost earlier this year. This rebound is largely due to stronger-than-expected GDP growth and easing inflation pressures, which have boosted investor confidence. 1 What’s more, the recent U.S.-China trade deal, which rolled back tariffs on both sides, has strengthened market recovery and bolstered global sentiment. 2

To me, this recent recovery serves as a great reminder of just how resilient our financial markets are AND how market uncertainty often creates opportunities for long-term growth.

What History Tells Us

Consider these key points about market cycles:
  • Bear markets are temporary: On average, bear markets last about 10 months, with losses averaging 35%. 3
  • Bull markets endure: Bull markets, by contrast, tend to be longer and more rewarding, averaging close to three years, with gains of 111%. 3
  • Recovery often follows steep declines: Historically, markets have delivered strong returns in the year following a 15% decline, with average gains of nearly 47%. 1

While the future still holds risks — such as potential inflationary pressures or policy changes — the key to navigating these challenges is to stay focused on a long-term financial strategy. Remember, markets operate 251 days a year, and reactionary decisions could mean missing out on the ideal recovery days.

My question to you is this: Do you feel your strategy effectively balances growth opportunities and risk management over time?

Another question: Has your financial advisor checked in with you recently? If not, maybe it’s time for another look.

Learn Where You Stand

Reach out and schedule a call if you’re not sure your financial strategy is taking advantage of the opportunities available to you. I’d love to talk about ways we can help.
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Warmly,

Barry

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“The most important lesson an investor can learn is to be dispassionate when confronted by unexpected and unfavorable outcomes.”

– Peter Bernstein
Disclosure: Wealth With No Regrets ® is an investment advisor in Georgia. Wealth With No Regrets ® is registered with the Securities and Exchange Commission (SEC). Registration of an investment advisor does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the SEC. Wealth With No Regrets® only transacts business in states in which it is properly registered or is excluded or exempted from registration. A copy of Wealth With No Regrets’® current written disclosure brochure filed with the SEC which discusses, among other things, Wealth With No Regrets’® business practices, services, and fees is available through the SEC’s website at: www.adviserinfo.sec.gov These materials are for informational purposes only. It is not intended to provide, and should not be relied on for, any tax or legal advice. Please consult a qualified professional before making decisions about your financial situation. Any reduction in taxes would depend on your specific tax situation. Investments in securities entails risk and are not suitable for all investors. This is not a recommendation nor an offer to sell (or solicitation of an offer to buy) securities in the United States or in any other jurisdiction. The information contained in this material is believed to be reliable, but accuracy and completeness cannot be guaranteed; it is not intended to be used as the sole basis for financial decisions. It is important that you do not use email to request, authorize or effect the purchase or sale of any security, to send fund transfer instructions, or to effect any other transactions. Any such request, orders, or instructions that you send will not be accepted and will not be processed. Content prepared by Advisors Excel. This commentary reflects general trends, not the specific results of your portfolio. Every investment strategy should be personalized to your goals, risk tolerance, and time horizon.
Sources:
1 Andrew Slimmon. Morgan Stanley. April 29, 2025. “Stock Market Outlook: Bull Market May Not Be Finished.” https://www.morganstanley.com/insights/articles/stock-market-outlook-2025-q2-update. Accessed May 19, 2025.
2 Nectar Gan, Auzinea Bacon and Juliana Liu. CNN Business. May 12, 2025. “US and China agree to drastically roll back tariffs in major trade breakthrough.” https://www.cnn.com/2025/05/12/business/us-china-trade-deal-announcement-intl-hnk. Accessed May 19, 2025.
3 Hartford Funds. “10 Things You Should Know About Bear Markets.” https://www.hartfordfunds.com/practice-management/client-conversations/managing-volatility/bear-markets.html. Accessed May 19, 2025.

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